Can We Afford NOT To?

 

What do I wish I had known when I was younger?

I wish I had known my value. I think the more valuable we see ourselves the better choices we make. I only saw a fraction of my value before I started listening to Zig Ziglar and reading personal development books.

ziglarI was 25 years old when I bought my first Zig Ziglar tape.  It was titled “How To Be A Winner”. That tape helped set my life on a journey of personal growth that gets more and more fun the further I travel. I am learning better every day how to be a winner.

When I was 28 years old, I asked my brand new bride if we could afford to buy one audiobook a month. (She was and still is, the financial brain in the family and at the time we had limited income because we had just started a ministry where we were paid entirely through donations. Sometimes finances were tight, but that is another blog for another time.)

Her response, “Can we afford not to?” I bet sometimes she may regret that answer. Especially when she walks into my office to the sight of several hundred and maybe over a thousand tapes and CDs of books, seminars, conferences, and other various forms of audio teachings.

It has been 20 years since I bought that first Zig Ziglar tape. That lead to the reading of “Untapped Potential” by Jack Lannom (No relation because he spells his name funny), which lead to the reading of “Over The Top” by Zig Ziglar, which lead to audio programs and books by Brian Tracy, Dennis Waitley, Jack Canfield, John Maxwell, Dave Ramsey, and the list goes on and on and on.

tracy-waitley-ziglarI have never regretted the purchase of that first Zig Ziglar tape in 1997, or the eventual commitment my wife and I made back in 2000 to purchase one audio program a month. All of these have helped me better understand my value in this world and to be honest they have helped my value grow.

What has added value to your life?


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_MG_6842cropTommy Lanham is a dynamic, award-winning speaker who has been training individuals and organizations to reach their God-given potential for 25 years. With a unique blend of Ziglar motivation and ragamuffin faith, Tommy delivers powerful, life changing messages filled with humor, hope, and enthusiasm.

Tommy will empower, entertain and energize audiences to achieve extraordinary results and live a life beyond what they ever dreamed possible.

Tommy is dedicated to helping you make your next event the best you’ll ever experience. Your audience will laugh, learn and be inspired as he mixes enthusiasm and humor with motivational stories to deliver a high content message.

Check Tommy’s availability:

 

 

Are You Dying From Debt Related Stress?

Yesterday we discussed saving money for an emergency fund. Today we will look at what is becoming a lost discipline: saving money for purchases. We live in an instant gratification society and we feel that just because we want something, we should have it right now – whether we can afford it or not. How do we make it happen? Debt!

IDebt Word And 3d Character Showing Bankruptcy And Poverty believe debt is financial cancer and it is killing people financially. Proverbs 21:20, says; “In the house of the wise are stores of choice food and oil, but a foolish man devours all he has” (NIV). It is unwise to just blow all we have and then when we find something we want, we just go into debt for it.

young couple worried at home in bad financial situation stress asking for helpDebt-related stress destroys marriages, reduces productivity in the workplace, and in some cases, it is literally killing people (Check out “Maxed Out” by James D. Scurlock). It is okay to purchase material wants if you are financially responsible when you do so. A big part of being financially responsible is saving up the money to make big purchases instead of going into debt.

Dave Ramsey says, “One definition of maturity is ‘delaying pleasure.’” Remember, “In the house of the wise are stores of choice food and oil, but a foolish man devours all he has” (Proverbs 21:20, NIV). The wise and mature thing to do is save up for big purchases.

debtDebt is a killer! As I said before, debt is financial cancer that is killing people that would otherwise be financially stable. By the way, the belief that the poor must go into debt to get by is a myth. I realize I may get some backlash from that but it is true. As a matter of fact, the less money one has, the more fatal going into debt will be.

debt stressI have had money and I have not had money and in neither case has debt been an asset.   To be honest, over the last 17 years, other than a mortgage I had for about 13 years, I have not had any debt. The freedom I have had during times of plenty and times of…well… not so plenty – I can greatly attribute to my and my wife’s refusal to go into debt.

So, go ahead and get you some “stuff’, just make sure you can pay for it without going into debt. And if you cannot pay for it, at least have the wisdom and maturity to delay that pleasure long enough to save up and pay cash!


Follow to this blog to be sure to get motivation, encouragement, and accountability in your inbox to help you reach your God-given potential!

Subscribe to the YouTube channel to get notifications when there are new videos posted!


_MG_6842cropTommy Lanham is a dynamic, award-winning speaker who has been training individuals and organizations to reach their God-given potential for 25 years. With a unique blend of Ziglar motivation and ragamuffin faith, Tommy delivers powerful, life changing messages filled with humor, hope, and enthusiasm.

Tommy will empower, entertain and energize audiences to achieve extraordinary results and live a life beyond what they ever dreamed possible.

Tommy is dedicated to helping you make your next event the best you’ll ever experience. Your audience will laugh, learn and be inspired as he mixes enthusiasm and humor with motivational stories to deliver a high content message.

Check Tommy’s availability: